Cyber Liability Insurance
Our agency can provide coverage for many sizes and types of cyber exposure. Our carriers engage qualified security & forensic investigative computer and computer legal experts to assist you immediately when a breach occurs.
The Key Exposures
Cyber Liability insurance encompasses four key exposures:
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3rd Party Liability
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1st Party Liability
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Cyber Crime
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Business Interruption
3rd Party Liability
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3rd Party Liability protects against:
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Privacy and security intrusion
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Media exposure
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Regulatory exposure
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1st Party Liability
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1st Party Liability provides coverage for you;
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Breach notification
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Experts in computers and legal issues surrounding a breach
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Betterment – coverage for your computer system
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Cyber extortion – malware, ransomware
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Data restoration – costs for restoring compromised data
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Public relations – to mitigate reputational damage
Cyber Crime
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Cyber Crime provides coverage for:
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Unauthorized system access resulting in loss of money
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Funds transfer fraud (fraudulent instructions to a financial institution)
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Social engineering fraud due to impersonation of another and fraudulent provision of funds transfer information​
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Social engineering fraud due to impersonation of another and fraudulent provision of funds transfer information
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Telecom fraud covers charges by a telephone service for fraudulent use of your telephone numbers or system
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Contact us:
John E. Hunt, Jr. CPCU
Executive Vice President
Property & Casualty
Phone: 850-241-7037
Stephen Blake
Vice President
Director of Property & Casualty
Phone: 850-241-7030
HuntPC@huntins.com
Business Interruption
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Business Interruption provides coverage for
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Income loss and expenses associated with the restoration of your system due to virus, intrusion/attack
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System failure – replacement of income due to accidental, unintentional, unplanned disruption of your system
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Dependent BI has options for loss of income from the disruption of another party’s system on which your business is dependent
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Reputation damage covers loss of income resulting from damage to your reputation from a cyber event
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